Privacy Policy

Introduction

Welcome to https://contractor-financing.ai-website.info (hereinafter referred to as “the Company” or “we”). We are committed to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and processing of personal information in compliance with various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25 on the protection of personal information in the private sector
The General Data Protection Regulation (GDPR) of the European Union
Brazil’s General Data Protection Law (LGPD)
California’s Consumer Privacy Act (CCPA/CPRA) and similar laws in Colorado (CPA), Utah (UCPA), Connecticut (CTDPA), Virginia (VCDPA), South Africa (POPIA), and other jurisdictions.

Scope

This policy covers all aspects of our website, applications, online services, and products offered under the https://contractor-financing.ai-website.info domain. Please note that it does not extend to third-party platforms, applications, or services accessible through links on our site, as these have their own privacy policies governing data handling.

Processing Activities

This policy describes how your interactions with us, including but not limited to:

Using our applications and services as an authorized user
Visiting our websites linked to this Privacy Policy
Subscribing to receive communications like newsletters, emails, calls, or SMS messages from us

may result in the collection and processing of personal data.

Personal Data Collection

We gather various types of personal information for different purposes:

Account Information: Details required to set up and manage your user account on our platform.
Payment Information: Data needed for processing transactions, including payment card details, billing addresses, and payment history.
Financial Information: This includes bank account numbers, investment portfolios, and financial transaction records.
Purchase Information: Details about products or services you’ve purchased from us, such as order history and preferences.
Mobile Device Identifiers: Unique device identifiers that help us recognize your mobile device for technical and marketing purposes.
Location Data: Information about your geographic location, used to provide localized services and offers.
Feedback: Comments, suggestions, or reviews you share with us, which help improve our products and services.
Social Media Information: Details from social media platforms when users choose to connect their accounts for seamless access.
Product Information: Data related to the products you interact with on our site, such as product preferences and browsing history.

We collect this data through direct user input, interactions with our services, and automated technologies used for analytics and personalization. Additionally, we may receive personal information from third parties who have consent to share such data.

Cookies

We use cookies, a type of small text file, to enhance your experience on our website and for analytical purposes:

Strictly Necessary Cookies: These are essential for navigation and functionality, ensuring the secure delivery of services.
Preference Cookies: Used to remember user settings and preferences.
Analytics Cookies: Help us understand user behavior, track website usage, and improve our platform’s performance.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data for as long as necessary for the purposes it was collected for, in accordance with applicable laws. Once these purposes are fulfilled, we securely delete or anonymize the information to ensure privacy and confidentiality.

Security Measures

The Company employs robust organizational and technical safeguards to protect your personal data:

Encryption: We use encryption protocols to secure data during transmission and storage.
Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards to handle data on our behalf.

Children’s Privacy

We do not knowingly collect or solicit personal information from individuals under the age of 18 (or a higher age limit as required by local laws). Our services are designed for a general audience, and we encourage parents and legal guardians to supervise their children’s online activities.

Your Rights

Depending on your location, you may have certain rights regarding personal data:

Access: You can request access to the personal information we hold about you.
Rectification: The right to correct or update inaccurate or incomplete personal data.
Erasure (Right to be Forgotten): Under certain circumstances, you can request the deletion of your personal data.
Restriction: You may restrict our processing of your data in specific situations.
Portability: The ability to receive a copy of your personal data in a structured, commonly used format.
Objection: You have the right to object to the processing of your data for certain purposes.
Non-Discrimination: Your data cannot be used against you in a legally protected manner.

To exercise these rights or for data-related inquiries, please contact our dedicated privacy team at your earliest convenience.

Changes to Policy

The Company reserves the right to update this Privacy Policy at any time. Any changes made will be reflected on this page, and we encourage users to review it periodically.

Contact Information

For any questions related to privacy, data requests, or unsubscribe inquiries, please reach out to us via email at [email protected] or by writing to our registered address.